Regulation Crowdfunding Explained

How Investing was Democratized

After the Wall Street Crash of 1929, American regulators became very cautious. They set strict rules on market speculation, to protect both investors and entrepreneurs.

Those rules also created an elite class of accredited investors. For most of the century, only the wealthiest 10% of Americans were considered qualified to invest.

That changed when Regulation Crowdfunding was introduced in 2016. Regulation CF made it possible for just about anyone to invest.